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Monthly Archives: August 2007

Dear Yahoo Mail:

We’ve been together for over 11 years now.  You were my first email account.  You’ve seen me through different relationships, schools, jobs, unemployment; you’ve seen me through the good times and the bad.  I think I love you, but I’m not in love with you.

You see, I’ve been having problems with you over the last few months.  It’s really not your fault per se.  It’s just that I’ve been growing and branching out and you have, well, you have basically been the same.  I know, I know, you’ve tried.  You’ve changed storage limits, you’ve become fee-free, you’ve even gone beta on me.  I appreciate that and that is part of what I love about you.

All these years you’ve served me well, through the Hotmails, the Squirrelmails, the johnnycomelatelymails.  However, there are just certain things that I have not been able to get over.  Remember when you used to charge me $25.00 a year for unlimited storage and then you handed it out for free?  Remember when you wouldn’t offer up free pop access?  Remember when I couldn’t get messages on my smartphone that I set up Yahoo Mail inbox filters for? Remember when you went into Beta and kept crashing my computer?  Remember Yahoo Briefcase?  You just haven’t kept up Yahoo Mail and now I’ve found something better.

I’m leaving you Yahoo Mail and I’m getting with GMail.  It’s not you and heck, it’s not necessarily me.  It’s the user community.  To my knowledge, no one has built a Yahoo equivalent of GDrive, Google Docs, a GTD plug-in, and Remember the Milk integration?  Why now, you ask?  Well I downloaded Yahoo Go and it well stinks.  It keeps crashing my phone and it’s too little, too late.  Google beat you too it.

Good luck Yahoo Mail.  I wish you the best.

20 timeless money rules – Be humble (1) – Money Magazine

This is an excellent Money Magazine slide show on high-level money rules.

How Missed Signs Contributed to a Mortgage Meltdown – New York Times

I worked at a wholesale lender from 2004 to 2006.  The prevalence of no doc and low documentation loans always surprised me.  I remember telling a b-school colleague who worked for Bain back in 2005 how bad it was going to be when all the ARMs and teaser rates reset.

It’s called “payment shock” when a borrower’s payment all of a sudden doubles and it is a consideration in the loan underwriting process.  However when a borrower and broker is applying for a low doc/no doc/liar loan, the income is usually inflated, the reserves sitting in the bank have been borrowed and recently seasoned.  It was really a lot of gaming the underwriting guidelines.  The broker’s knew what they could get a way with, bad deals were made and now we are reaping the results as uncertainty hits global markets.

I love the UPS Store.  I pay them about $20 a month for my mailbox and I think it’s worth every penny.

As you all know by now, I am a consultant who travels 100% of the time.  I practically live in hotels and make it home to LA about 1 weekend a month.  I have also been living in LA for about 5 years.  In these last 5 years I have lived at 6 different addresses.  I knew it would be extremely hard to make sure all my mail made it to me in its entirety.

So what did I do?  As you probably guessed, I got a UPS Store mailbox.  Someone at the UPS store ensures my mail always makes it to my little mailbox and they sign for my packages  It’s a “life hack”.  I avoid missing mail, I avoid having my packages stolen, I avoid having to notify EVERYONE that I changed my address and most importantly I reduce the possibility of having my identity stolen.

If you’re on the road constantly, they will even box up and mail all your mail to your hotel or client site.  What’s not to love?

Okay, this is how I get things done when I’m on the road.  I like things to be as effective and efficient as possible.  I do follow zenhabits.com’s simplied Getting Things Done methodology (Collect, Process, Plan, Do).

Getting my own personal electronic fax number has been one way of processing the mail that builds up in my UPS Store mailbox.  When I pick up my mail, I sort all the junk mail into a pile and chuck it right there at the UPS Store.  Items that require shredding, I take home and shred.  Items that I need to retain for my records (that are obviously not in electronic copy), I fax right there from the UPS Store to my own eFax number.  The eFax number then sends me an email to my email account as a PDF attachment.  I have filters set up that automatically direct the fax into its own special little folder.

I end up leaving the UPS Store with about 3 pieces of paper max.

MizPee Home

I have yet to utilize this service to its fullest extent but I think its great you can locate a bathroom on the go via text message or via a WAP site.

If you’re a consultant, then you’re going to learn to love or live with the whiteboard.  ScanR.com has put out a pretty swell application that allows you to take a picture of a whiteboard, white piece of paper or business card and email it to yourself.  The ScanR technology emails you a PDF of the whiteboard and it’s contents, for example.

It’s pretty cool and it cuts down on notetaking.  I usually cut and paste the white board image out of the PDF and put it into meeting notes or emails.  It’s great and why recreate the wheel?

http://www.scanr.com

Okay consultants, this may be a no-brainer but here is a way to reduce the amount of dry cleaning and laundry that you haul around on the road.

Leave your dry cleaning and laundry at a dry cleaner over the weekend.  Most dry cleaners will pick up your undies and shirts from your hotel.  Ask behind the front desk or get on Google and call around.  Drop your dirty clothes behind the front desk as your check out.  Also, see if the dry cleaning company will provide you a bag with your name on it.

If you need to take your shirts with you, I suggest having them boxed.  There may be some lines in the shirts when you pull them out of your suitcase but they wont be wrinkled.

Also, leave your toiletries at your office desk (in a drawer) or at the hotel.  Most hotels will provide a cardboard box for longer term desks.  Remember this is not a safety deposit box, so take your Rolex with you.

Proof M.B.A.s Are Overrated, by 20 People Who Are Smarter and Richer than Your Professors – Inside CRM

I think the popular belief is that MBA’s are overrated.  While I don’t necessarily agree or disagree, I do believe that there is value in having more education whether or not it translates into dollars.

I also take issue with the sample set.  These people are definitely rich, but does that make them right?  I may need a young MBA intern to examine this question.

Priority Pass – 500 Airport Lounges Worldwide

Okay road warriors, here is the best deal you might not have heard of.  Priority Pass allows access to most airport lounge facilities across the world.  You don’t even have to have status or points to get in.  You just pay for the pass, flash it and you’re in for $399 a year.  The rumor is that the Amex black card used to come with a Priority Pass card, nice huh?